Hello, this is a vintage and retired James Avery Sterling silver Saint Christopher charm or small pendant. The loop is intact. It is not cut ! So it is ready to hang on a chain for a necklace or you can attach it to your charm bracelet..It’s a bit smaller than a quarter and in very good condition.! please ask any questions and thank you so much for looking. I have more James Avery and other Sterling silver charms in my closet if you would like to take a look. this can be for men or women. I can provide the shopping bag with the tissue paper in little box so that it can be gifted to someone or gifted to yourself.