Filofax Pop Clover A5 Ring Planner Comes with top insert, zip across insert in gold print, ruler, tabs (used) and extra paper (dot grid, ruled, blank). Planner has two pen loops and snaps shut. Overall good condition- some wear, slight peeling at top and bottom of spine. May have some rub marks. Rings are tight. Great to try out the size or something new at a great price! Pet and smoke free