This is a fantastic phone crossbody purse! My daughter received it as a gift and it just isn’t any her style. Her loss - your win! In the description and reviews on the Kate Spade site, it states it can hold credit cards, lipstick, pen, and phone. You can see in the pics that we haven’t removed any of the stuffing or protective wrap so I added additional picks of this purse in black and also a different color to show more detail. The metal is silver. In my pics it looks a little gold which is not accurate.