CONTROL YOUR FUTURE - Budget Helper envelopes, categorize them according to your expenses, fill each one with budgeted cash, spend from the related envelopes and try to finish the month with the money inside. BONUS HANDMADE WALLET - Budget Helper includes a Handmade Leatherette Cash Zipper Bag that can be a holder, organizer, planner for your envelopes, bills, coupons, receipts and it is a binder, keeper for your extra stuff. COLORFUL & LIGHT - With assorted color 12 pack budget envelopes to easily identify categories and lightweight material to lightly carry around in the purse, you can teach your children how to make a budget and save their pocket money. USER MANUAL - You will find a User Guide in your product package, teaching you how to start a happy life and personal finance wealth. If you made a resolution to better manage your money, this can help you!